Insurance benefits of your card

With our credit cards we offer cardmembers generous insurance and assistance services, wherever you are in the world. Benefit from comprehensive insurance coverage that includes the following benefits, depending on the product:

Insurance



Transport Accident Insurance

If you pay for flights, public transport tickets, taxis or rental cars using your SWISS Miles & More credit card, when traveling at home or abroad, you and anyone insured enjoy generous insurance in the event of an accident using one of these forms of transport (death or invalidity).

Travel Inconvenience Insurance

If your flight is cancelled or severely delayed and you paid for the tickets using your SWISS Miles & More credit card, you are reimbursed for any expenditure on any necessary refreshments, hotel accommodation or rebooking. If your baggage is severely delayed on the outbound flight, you are reimbursed any spending on necessary clothing and toiletries.

Personal assistance

The free assistance and information service is available round the clock in medical, legal and personal emergencies when traveling abroad. It organizes and provides you with travel information for example about the vaccinations required, contacts to embassies, consulates, lawyers or doctors and forwards urgent messages. The service also provides advances in the event of loss of travel money or for medical, legal and interpreting costs. In emergencies any urgently required medication or replacement glasses can be sent to you.

Allianz Assistance is available to you worldwide and round the clock on +41 44 283 38 38.

Travel Cancellation and Curtailment Insurance

If you pay for your travel using your SWISS Miles & More credit card, you are insured against travel cancellation as a result of an accident or illness. The same applies, whenever you are traveling and have to interrupt your trip, be it for the aforementioned reasons or in the event of unexpected travel warnings or as the result of a serious accident or illness of a person close to you. If you miss your outward bound flight, for example due to poor weather or a strike, you are also insured against any hotel costs resulting from this.

Loss Damage Waiver for Rental Cars

If you pay for your travel using your SWISS Miles & More credit card, you are insured against travel cancellation as a result of an accident or illness. The same applies, whenever you are traveling and have to interrupt your trip, be it for the aforementioned reasons or in the event of unexpected travel warnings or as the result of a serious accident or illness of a person close to you. If you miss your outward bound flight, for example due to poor weather or a strike, you are also insured against any hotel costs resulting from this.

Purchase Protection Insurance

With your SWISS Miles & More credit card you can shop at home and all over the world without any worries in the secure knowledge that your goods, with a few exceptions, are insured against theft, robbery and destruction. Therefore if something that you have purchased has been stolen or accidentally destroyed, you have a right to replacement, repair or compensation of your purchases within 90 days of purchase.

Return Protection Insurance

You are not happy with the goods that you purchased with your SWISS Miles & More credit card in a shop online anywhere in the world and want to return them. If the seller does not want to take these goods back even though they are undamaged and work properly, the Return Protection Insurance protects you in most cases.

Golf insurance

Is your passion for golfing? Then this insurance is perfect for you.
Improve your handicap without any worries using the following exclusive insurance benefits:

Hole In One
When you achieve a hole in one at an official 18-hole golf tournament, the golf insurance covers the costs for a traditional aperitif in the club bar.

Damage
Your golfing equipment is insured up to a maximum amount in the event of damage. (The age of the equipment decides whether 100%, 75% or 50% of the purchase price is reimbursed.)

Theft
This insurance covers your supervised golfing equipment to a maximum amount in the event of theft.

Loss
Your checked in golfing equipment is insured up to a maximum amount in the event of loss. In addition any costs for necessary purchases and rental costs for replacement equipment in the event of late delivery are reimbursed.

You can find the exact terms and conditions (incl. insurance amounts and disclaimers) in the conditions of insurance.