SWISS SME Gold

Q: What makes the SWISS SME GOLD package the ideal solution for frequent travelers?

More miles, more value: With 2,500 welcome miles², extended insurance coverage⁵, and exclusive business benefits⁶, SWISS SME Gold offers the perfect balance of comfort, control, and efficiency—ideal for companies with regular travel needs.

Q: How do businesses benefit when booking flights?

Up to 8 BenefitPoints per CHF 2 spent: Earned on flight ticket purchases with the SWISS SME card package when booking with SWISS, Lufthansa, or Austrian Airlines⁴. Up to 2 miles per CHF 2 spent: Employees automatically earn award miles³ with SWISS Miles & More credit cards.

Q: What matters most in terms of security and control?

Insurance coverage included: SWISS SME GOLD comes with a robust insurance package⁵—including trip cancellation, international health insurance, and purchase protection. Full spending control: With CompanyOnline, you can manage all company cards, set spending limits, and monitor transactions in real time—ideal for finance managers who value control and security.

The SWISS SME Gold credit card package offers flexible solutions for managing business expenses - combined with exclusive benefits. Earn valuable Miles & More award miles and BenefitPoints automatically, enjoy premium business privileges, and benefit from comprehensive insurance and attractive extras.

Apply for SWISS SME GOLD

The Gold package for your business – with exclusive welcome benefits:

4,000 BenefitPoints

as a welcome gift¹

CHF 110 credit

equivalent to 50% off the annual fee in the first year²

2,500 Miles & More miles

as a welcome bonus²

Business privileges

Ewith selected partners⁶

Apply for SWISS SME GOLD

Two perspectives. One Gold package.

More benefits for your business and your employees.

Benefits for your business

Up to 8 BenefitPoints per CHF 2 spent³ on flight ticket purchases⁴
Exclusive business privileges with selected external partners
Comprehensive insurance coverage⁵ for global travel and purchases
50% off the annual fee in the first year²
Efficient expense management with CompanyOnline

Benefits for your employees

2,500 Miles & More miles as a welcome bonus² per card package
Earn up to 2 miles per CHF 2 spent³ with SWISS Miles & More credit cards
Exclusive perks with Sixt Advantage Circle® membership⁶
Full visibility of all card and expense data – thanks to CompanyOnline

Get your new SWISS SME card package Gold in just a few steps:

Basic account application for new clients

To open a corporate account, a basic account application is required as a basis.

With the application, you can apply for your first corporate credit card in the same step.

Sign the document with a legally valid signature.

Basic account application

Card application for other corporate credit cards

You can find the application for other corporate credit cards here.

Sign the document with a legally valid signature.

Card application

Legally valid signature

You can enclose a certified copy of the identification documents with the applications or simply use video identification.

Identification of the applicant is required to issue cards.

Certified copy of identification documents

Personal consultation on the SWISS SME GOLD credit card package

Would you like to learn more about the SWISS SME Gold card package—or find out whether it meets your company’s specific needs? We’ll be happy to provide you with personal, no-obligation advice.

Request personal consultation

All additional benefits at a glance:

Travel & booking advantages for business trips

Welcome gifts

Welcome gifts

Double the benefits with two bonus programs

"Miles & More miles" welcome gift
2,500 Miles & More award miles per card package as a welcome gift².

"BenefitPoints" welcome gift
4,000 BenefitPoints as a welcome gift¹.
Loyalty programs

Loyalty programs

PartnerPlusBenefit and Miles & More
With the SWISS SME card package Gold, your company and all cardholders automatically become members of PartnerPlusBenefit and Miles & More at no additional cost. That means buying flight tickets^4,5 with your corporate cards is especially worthwhile – as your company and your employees are rewarded.
For every CHF 2 of card spending³, you receive the following:

Your company
✓ 8.0 BenefitPoints with the SWISS Miles & More American Express Business Gold or
✓ 3.2 BenefitPoints with the SWISS Miles & More Mastercard World Business Gold

Your employees
✓ 2.0 award miles with the SWISS Miles & More American Express Business Gold or
✓ 0.8 award miles with the SWISS Miles & More Mastercard World Business Gold
Hotel booking platform

Hotel booking platform

HCorpo

HCorpo is a smart online hotel booking platform for business clients. With HCorpo, you have real time access to the negotiated prices of more than 1,000,000 hotels worldwide, from 2-star to luxurious 5-star accommodation. Booked rooms can be cancelled until midday on your day of arrival, and you benefit from around the clock support – before, during and after your stay.

HCorpo Website
Partner program

Partner program

American Express Selects

The unique American Express member program has lots of surprises in store for you. Benefit from special offers. A free aperitif at a restaurant. A discounted concert ticket. A hotel upgrade.

American Express Selects
SIXT Advantage Circle
SIXT Advantage Circle
Sixt Rent a Car

With the SWISS SME card package Silver, you get free membership of the SIXT Advantage Circle and the Sixt Express Card. You therefore benefit from the following advantages starting from your first trip:

You can rent and pay for your vehicle quickly and easily with the card which is stored in your customer profile – without any of the rental formalities.

With every vehicle rental, you earn rewards with the international airline and hotel partners of Sixt.

Double the miles on your purchases with your SWISS SME cards

Digital services & added business value

CompanyOnline
CompanyOnline
CompanyOnline

With CompanyOnline you can easily, conveniently and securely access, check and download all card data online.

All current account information at a glance

Monthly statements and extracts (PDF files) for the last six months

Transactions, cardholders, account movements and card use as a dashboard or detailed overview

Individual queries and helpful reports, for example the cardholder list

Sort transactions by time period and download in formats such as Excel or CSV

Find out more about CompanyOnline

Swisscard app
With the free Swisscard app for Android and iOS, you can access all the information about your credit cards and all card payments in real time.

Find out more about the Swisscard app
Further advantages
Further advantages
Secure online shopping and payments thanks to 3-D Secure

Contactless payments

Withdraw cash all over the world

Customer service available round the clock

Worldwide card replacement within 48 hours

Comprehensive insurance protection

Insurance
Insurance
The best insurance cover

With the SWISS SME card package Gold, you are insured worldwide⁵:

Travel Inconvenience Insurance, for example if a business flight has to be cancelled or you miss a connecting flight

Luggage Insurance, if you lose your personal luggage or if your luggage is stolen or damaged

Fraudulent Card Use Insurance for companies

Additional insurance: Travel carefree thanks to sensible additional insurances, such as Transport Accident Insurance or personal assistance for medical, legal and personal emergencies abroad.

Insurance overview

General Terms and Conditions of Insurance

swiss-business-cards-package-gold-stageslider

FAQ

More miles, more value:
With 2,500 welcome miles², extended insurance coverage⁵, and exclusive business benefits⁶, SWISS SME Gold offers the perfect balance of comfort, control, and efficiency—ideal for companies with regular travel needs.

Up to 8 BenefitPoints per CHF 2 spent:
Earned on flight ticket purchases with the SWISS SME card package when booking with SWISS, Lufthansa, or Austrian Airlines⁴.

Up to 2 miles per CHF 2 spent:
Employees automatically earn award miles³ with SWISS Miles & More credit cards.

Insurance coverage included:
SWISS SME GOLD comes with a robust insurance package⁵—including trip cancellation, international health insurance, and purchase protection.

Full spending control:
With CompanyOnline, you can manage all company cards, set spending limits, and monitor transactions in real time—ideal for finance managers who value control and security.

More SWISS SME credit card packages

SWISS SME PLATINUM

The premium package for frequent flyers: Designed for those who expect the maximum on every business trip—more miles, more protection, more perks.

4,000 BenefitPoints for your company¹
5,000 welcome miles² with the first card transaction
CHF 350 savings in the first year³

SWISS SME SILVER

The smart start for your SME: Ideal for small and medium-sized businesses that want to handle expenses efficiently while taking advantage of valuable entry-level benefits.

4,000 BenefitPoints for your company¹
1,250 welcome miles² with the first card transaction
CHF 60 savings in the first year³

¹ Only for companies that become a new PartnerPlusBenefit member with the SWISS SME card package.
² The first time the SWISS Miles & More American Express Business is used.
³ The flight has to be purchased in Switzerland with SWISS, Lufthansa or Austrian Airlines using the SWISS SME card package (directly with these airlines or with a travel agency, if it processes the payment through the airlines mentioned). The "PartnerPlusBenefit General Terms and Conditions (GTC)" apply, which can be found on partnerplusbenefit.com
⁴ Except for fees, interest, back-charges, cash withdrawals, payments for bank transfers and currency exchanges (also into monetary surrogates such as cryptocurrencies, Travelers Cheques, topping up cashless payment methods etc.) as well as payments to securities brokers, payments for services associated with the card (e.g. optional insurance) and any gaming or similar gambling transactions.
⁵ Please refer to the General Terms Conditions of Insurance (including information for persons insured under collective insurance) to obtain the exact provisions (including sums insured and exclusions of liability), which can be viewed at swisscard.ch or requested from Swisscard AECS GmbH.
⁶ Double the miles for all rentals at outlets operated by Sixt in Switzerland, Germany, Austria, France, Monaco, Belgium, the Netherlands and Italy. Only when paying with your SWISS SME card package at Sixt. Double miles are not credited for bookings through organizers or agents.

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