SWISS credit cards for SMEs – more miles, more flexibility, more for your business
Three credit card packages. One goal: making your business travel smarter and more efficient.
Whether Silver, Gold or Platinum – all SWISS SME credit card packages are tailored specifically to the needs of small and medium-sized enterprises. Your employees earn valuable Miles & More award miles², enjoy lounge access³, and benefit from a range of exclusive travel privileges. At the same time, your company gains BenefitPoints¹, comprehensive insurance coverage⁴, powerful digital services, and attractive business benefits.
Your business benefits for your SME
FAQ
Transparent expense management for SMEs:
Track and manage all business expenses in real time with CompanyOnline - your digital dashboard for smarter cost control.
Reward programmes for companies and employees:
Earn BenefitPoints¹ for your company and Miles & More award miles² for your employees - automatically with every card transaction.
Comprehensive travel and purchase insurance:
Stay protected on business trips with built-in travel cancellation, international health, and purchase coverage⁵.
Exclusive travel perks for business clients:
Benefit from priority services like Fast Lanes³ and access to special partner offers⁶ tailored for business travel in Switzerland and abroad.
SWISS SME Silver – for smart starters:
Best suited for start-ups and smaller businesses looking for a solid foundation with rewards and digital expense tools.
SWISS SME Gold – for frequent business travelers:
Designed for SMEs with regular travel needs, offering enhanced insurance and increased earning potential.
SWISS SME Platinum – for premium expectations:
Ideal for businesses that demand top-tier services—including SWISS Lounge access³, Fast Lanes³, and SWISS First Class check-in³.
3-D Secure for online purchases:
Adds an extra layer of authentication for safe e-commerce transactions.
Protection against card misuse:
Covers unauthorised transactions when all security responsibilities are met⁴.
Rapid card replacement:
Lost or stolen cards are replaced quickly—minimising business disruptions.
PartnerPlusBenefit – for your company:
Earn BenefitPoints¹ on flights with SWISS and partner airlines, redeemable for attractive rewards.
Miles & More – for your team:
Your employees earn Miles & More miles² on every transaction—redeemable for flights, upgrades, and more.
Global acceptance and reliability:
Rely on one of the world’s most trusted payment networks—ideal for international business travel across Europe and beyond.
Exclusive business partner benefits:
Enjoy tailored offers and privileges with premium hotels, airlines, and car rental providers.
Integrated loyalty solutions:
Earn BenefitPoints¹ for your business and Miles & More miles² for your employees—all via the American Express card.
Smart expense management tools:
Use CompanyOnline to monitor spending, set limits, and streamline reporting.
Premium travel services:
Depending on your card level, enjoy Fast Lanes³, lounge access³, and extensive insurance protection⁵.
1 Only for companies that become a new PartnerPlusBenefit member with the SWISS SME card package.
2 The first time the SWISS Miles & More American Express Business is used.
3 The flight has to be purchased in Switzerland with SWISS, Lufthansa or Austrian Airlines using the SWISS SME card package (directly with these airlines or with a travel agency, if it processes the payment through the airlines mentioned). The "PartnerPlusBenefit General Terms and Conditions (GTC)" apply, which can be found on partnerplusbenefit.com
4 Except for fees, interest, back-charges, cash withdrawals, payments for bank transfers and currency exchanges (also into monetary surrogates such as cryptocurrencies, Travelers Cheques, topping up cashless payment methods etc.) as well as payments to securities brokers, payments for services associated with the card (e.g. optional insurance) and any gaming or similar gambling transactions.
5 Please refer to the General Terms Conditions of Insurance (including information for persons insured under collective insurance) to obtain the exact provisions (including sums insured and exclusions of liability), which can be viewed at swisscard.ch or requested from Swisscard AECS GmbH.
6 Double the miles for all rentals at outlets operated by Sixt in Switzerland, Germany, Austria, France, Monaco, Belgium, the Netherlands and Italy. Only when paying with your SWISS SME card package at Sixt. Double miles are not credited for bookings through organizers or agents.