SWISS SME Silver

Q: Is the SWISS SME Silver credit card package right for you?

For start-ups and small businesses: The SWISS SME Silver credit card package is tailored to companies looking to streamline business expenses while earning valuable miles², BenefitPoints¹, and enjoying strong insurance protection⁵. Ideal for getting started, it offers a reliable foundation for smart, secure financial management right from the beginning.

Q: What welcome benefits are included in the SWISS SME Silver package?

4,000 BenefitPoints: A generous welcome gift¹ for your company—redeemable via the PartnerPlusBenefit programme. 1,250 Miles & More miles: Awarded to your employees after their first transaction with the American Express card²—an immediate mileage boost. CHF 60 credit: Get 50% off the annual fee in the first year—automatically and without any conditions.

Q: How does the SWISS SME Silver package support your daily business needs?

Digital services included: CompanyOnline helps you and your team stay on top of all card transactions, manage multiple business cards, and simplify expense handling—saving time and enhancing control, security, and efficiency.

The SWISS SME Silver credit card package offers a flexible solution tailored to the needs of small businesses and start-ups—whether you're traveling by train, flying, or shopping online. Every card transaction automatically earns valuable Miles & More miles and BenefitPoints, benefiting both your company and your employees. You’ll also enjoy greater control, transparency, and business-specific perks—ideal for growing companies.

Apply for SWISS SME SILVER

Your exclusive welcome benefits with the Silver package:

4.000 BenefitPoints

as a welcome gift¹

CHF 60 credit

equivalent to half the annual fee in the first year²

1,250 Miles & More miles

as a welcome bonus²

Business privileges

Exclusive perks with well-known business partner

Apply for SWISS SME Silver

Two perspectives. One card package.

More benefits for your business and your employees.

Benefits for your business

4,000 BenefitPoints as a welcome gift¹
Up to 8 BenefitPoints per CHF 2 spent³ on flight ticket purchases⁴
Exclusive business privileges with selected external partners
Comprehensive insurance coverage⁵ for travel and purchases worldwide
50% off the annual fee in the first year²
Efficient expense management with CompanyOnline

Benefits for your employees

1,250 miles as a welcome bonus² per card package
Earn up to 1.5 miles per CHF 2 spent³ with SWISS Miles & More credit cards
Exclusive perks with Sixt Advantage Circle® membership⁶
Full transparency of card and expense data – thanks to CompanyOnline

Get your new SWISS SME card package Silver in just a few steps:

Basic account application for new clients

To open a corporate account, a basic account application is required as a basis.

With the application, you can apply for your first corporate credit card in the same step.

Sign the document with a legally valid signature.

Basic account application

Card application for other corporate credit cards

You can find the application for other corporate credit cards here.

Sign the document with a legally valid signature.

Card application

Legally valid signature

You can enclose a certified copy of the identification documents with the applications or simply use video identification.

Identification of the applicant is required to issue cards.

Certified copy of identification documents

Personal advice on the SWISS SME Silver package

Would you like to learn more about the SWISS SME Silver card package—or find out whether it’s the right fit for your business needs? We’ll be happy to provide you with personal, no-obligation advice.

All additional benefits at a glance:

Travel & booking advantages for business trips

Welcome gifts

Welcome gifts

Double the benefits with two bonus programs

"Miles & More miles" welcome gift
1,250 Miles & More award miles per card package² as a welcome gift.

"BenefitPoints" welcome gift
4,000 BenefitPoints¹ as a welcome gift.
Loyalty programs

Loyalty programs

PartnerPlusBenefit and Miles & More

With the SWISS SME card package Silver, your company and all cardholders automatically become members of PartnerPlusBenefit and Miles & More at no additional cost. That means buying flight tickets^4,5 with your corporate cards is especially worthwhile – as your company and your employees are rewarded.

For every CHF 2 of card spending³, you receive the following:

Your company

✓ 6.0 BenefitPoints with the SWISS Miles & More American Express Business Silver or

✓ 2.4 BenefitPoints with the SWISS Miles & More Mastercard World Business Silver

Your employees

✓ 1.5 award miles with the SWISS Miles & More American Express Business Silver or
✓ 0.6 award miles with the SWISS Miles & More Mastercard World Business Silver
Hotel booking platform

Hotel booking platform

HCorpo

HCorpo is a smart online hotel booking platform for business clients. With HCorpo, you have real time access to the negotiated prices of more than 1,000,000 hotels worldwide, from 2-star to luxurious 5-star accommodation. Booked rooms can be cancelled until midday on your day of arrival, and you benefit from around the clock support – before, during and after your stay.

HCorpo Website
Partner program

Partner program

American Express Selects

The unique American Express member program has lots of surprises in store for you. Benefit from special offers. A free aperitif at a restaurant. A discounted concert ticket. A hotel upgrade.

American Express Selects
SIXT Advantage Circle
SIXT Advantage Circle
Sixt Rent a Car

With the SWISS SME card package Silver, you get free membership of the SIXT Advantage Circle and the Sixt Express Card. You therefore benefit from the following advantages starting from your first trip:

You can rent and pay for your vehicle quickly and easily with the card which is stored in your customer profile – without any of the rental formalities.

With every vehicle rental, you earn rewards with the international airline and hotel partners of Sixt.

Double the miles on your purchases with your SWISS SME cards

Digital services & added business value

CompanyOnline
CompanyOnline
CompanyOnline

With CompanyOnline you can easily, conveniently and securely access, check and download all card data online.

All current account information at a glance

Monthly statements and extracts (PDF files) for the last six months

Transactions, cardholders, account movements and card use as a dashboard or detailed overview

Individual queries and helpful reports, for example the cardholder list

Sort transactions by time period and download in formats such as Excel or CSV

Find out more about CompanyOnline

Swisscard app
With the free Swisscard app for Android and iOS, you can access all the information about your credit cards and all card payments in real time.

Find out more about the Swisscard app
Further advantages
Further advantages
Secure online shopping and payments thanks to 3-D Secure

Contactless payments

Withdraw cash all over the world

Customer service available round the clock

Worldwide card replacement within 48 hours

Comprehensive insurance protection

Insurance
Insurance
The best insurance cover

With the SWISS SME card package Gold, you are insured worldwide⁵:

Travel Inconvenience Insurance, for example if a business flight has to be cancelled or you miss a connecting flight

Luggage Insurance, if you lose your personal luggage or if your luggage is stolen or damaged

Fraudulent Card Use Insurance for companies

Additional insurance: Travel carefree thanks to sensible additional insurances, such as Transport Accident Insurance or personal assistance for medical, legal and personal emergencies abroad.

Insurance overview

General Terms and Conditions of Insurance

FAQ

For start-ups and small businesses:
The SWISS SME Silver credit card package is tailored to companies looking to streamline business expenses while earning valuable miles², BenefitPoints¹, and enjoying strong insurance protection⁵. Ideal for getting started, it offers a reliable foundation for smart, secure financial management right from the beginning.

4,000 BenefitPoints:
A generous welcome gift¹ for your company—redeemable via the PartnerPlusBenefit programme.

1,250 Miles & More miles:
Awarded to your employees after their first transaction with the American Express card²—an immediate mileage boost.

CHF 60 credit:
Get 50% off the annual fee in the first year—automatically and without any conditions.

Digital services included:
CompanyOnline helps you and your team stay on top of all card transactions, manage multiple business cards, and simplify expense handling—saving time and enhancing control, security, and efficiency.

More SWISS SME credit card packages

SWISS SME GOLD

Business - but better: Perfect for SMEs with frequent travel needs who don’t want to miss out on valuable benefits.

4,000 BenefitPoints for your company¹
2,500 welcome miles² with the first card transaction
CHF 110 savings in the first year³

SWISS SME PLATINUM

The premium package for frequent flyers: Designed for those who expect the maximum on every business trip—more miles, more protection, more perks.

4,000 BenefitPoints for your company¹
5,000 welcome miles² with the first card transaction
CHF 350 savings in the first year³

¹ Only for companies that become a new PartnerPlusBenefit member with the SWISS SME card package.
² The first time the SWISS Miles & More American Express Business is used.
³ The flight has to be purchased in Switzerland with SWISS, Lufthansa or Austrian Airlines using the SWISS SME card package (directly with these airlines or with a travel agency, if it processes the payment through the airlines mentioned). The "PartnerPlusBenefit General Terms and Conditions (GTC)" apply, which can be found on partnerplusbenefit.com
⁴ Except for fees, interest, back-charges, cash withdrawals, payments for bank transfers and currency exchanges (also into monetary surrogates such as cryptocurrencies, Travelers Cheques, topping up cashless payment methods etc.) as well as payments to securities brokers, payments for services associated with the card (e.g. optional insurance) and any gaming or similar gambling transactions.
⁵ Please refer to the General Terms Conditions of Insurance (including information for persons insured under collective insurance) to obtain the exact provisions (including sums insured and exclusions of liability), which can be viewed at swisscard.ch or requested from Swisscard AECS GmbH.
⁶ Double the miles for all rentals at outlets operated by Sixt in Switzerland, Germany, Austria, France, Monaco, Belgium, the Netherlands and Italy. Only when paying with your SWISS SME card package at Sixt. Double miles are not credited for bookings through organizers or agents.

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