SWISS Miles & More Gold
The credit card duo offering enhanced service and more miles: Collect even more award miles every time you make a cashless payment. You receive 5.000 award miles as a welcome bonus and you benefit from comprehensive travel insurance and Sixt Rent a Car membership.

Benefits
The credit cards offering enhanced service and more miles
The SWISS Miles & More Gold credit cards guarantee high acceptance across the globe. Collect 2 award miles for every CHF 2 spent1 with the SWISS Miles & More American Express® Gold2 card. Together with the SWISS Miles & More World Mastercard® Gold, you will be welcome everywhere you go. The numerous benefits and the generous welcome bonus will help you reach your goal even faster.
Benefits of the SWISS Miles & More Gold credit cards
SWISS Miles & More bonus program
The SWISS Miles & More frequent-flyer and award program lets you earn miles when you fly or make a purchase. You can redeem these miles on award flights or gifts.
Earn award miles every time you make a purchase when you use one of our SWISS Miles & More Gold credit cards. The miles are credited to your account and you can redeem them at any time for exciting flights or gifts.
Receive a welcome bonus
New customers receive a one-off welcome bonus of 5.000 award miles for the SWISS Miles & More Gold credit card duo.
Stop your miles expiring
Award miles are valid for 36 months and expire if they are not redeemed within this period. The SWISS Miles & More Gold credit card duo stops your miles from expiring3, provided that you use one of your SWISS Miles & More Gold credit cards at least once a month for purchases that are eligible for miles, and if you have been the cardholder for at least one month.
Earn SWISS Miles & More award miles
For every CHF 2.– spent2:
- You get 2 miles1 when you make purchases with your Miles & More American Express® Gold card
- You get 0.8 miles1 when you make purchases with your Miles & More World Mastercard® Gold card
Safeguard your SWISS Miles & More loyalty bonus
Every year, 2.500 award miles will automatically be credited to your mileage account as a loyalty bonus.
Convert your award miles into status miles
Once a year, you can convert up to 25.000 of your award miles into valuable status miles to acquire privileged frequent-flyer status4 or reach another desired status. The exchange ratio for converting award miles into status miles is 5:1.
Travel insurance included
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Transport accident insurance for disability or death; covers costs up to a maximum of CHF 700,000
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Search, rescue, and recovery costs up to a maximum of CHF 60,000
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Travel inconvenience insurance: Covers costs for catering and hotel accommodations up to CHF 150 in the event of delayed flights, flight cancellations, or missed connecting flights; covers costs for clothing and toiletries up to CHF 700 if baggage is delayed by at least six hours
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Shopping insurance up to a maximum of CHF 750
Detailed general conditions of insurance for SWISS Miles & More credit cards
Additional insurance options and SWISS travel packages
Additional insurance
As a SWISS Miles & More Gold credit cardholder, you benefit from special offers on various additional insurance options.
SWISS Travel Packages
Together with our partners, we have developed travel packages designed especially for our SWISS Miles & More Gold credit card customers, offering extra comfort and security when traveling and which, as an addition to your card, are available at preferential terms and conditions.
Sixt Rent a Car
As a SWISS Miles & More Gold credit cardholder, you receive free access to the Gold Sixt Card. Enjoy exclusive benefits right from your very first journey with Sixt.
- Double miles for the amount spent1
- Up to 10 %* discount on Sixt Rent a Car and Sixt Rent a Truck
- Up to 20 %* discount on the Sixt limousine service in Germany, France, Austria, and Switzerland; 10 % discount in all other countries
- 4-hour mobility guarantee if the vehicle breaks down
Sixt Rent a Car booking portal
American Express Selects
Exclusive offers (for hotels, restaurants, and shops) available for American Express cardholders.
American Express Selects offers
Mastercard Priceless Cities
Priceless® Cities offers Mastercard cardholders completely unique and exclusive experiences. This exciting program is on offer in more than 44 cities worldwide, including London, Paris, Sydney, and New York.
cardservice
Use cardservice to access your card account online.
Swisscard App
The Swisscard app provides you with information about your credit card and payments anywhere and at any time.
You can use your SWISS Miles & More Gold credit cards to make cashless payments with your smartphone or smartwatch. Your SWISS Miles & More Gold credit cards support the following mobile payment solutions:
- Remain financially flexible by choosing to pay in installments5
- Stay safe while shopping online thanks to 3-D Secure
- Make contactless payments in shops
- Withdraw cash anywhere in the world
- Customer service available around the clock
- Replace cards within 48 hours, wherever you are in the world
- Frequent flyers benefit from favorable conditions
1With the SWISS Miles & More American Express® Gold, you receive 2 award miles for every CHF 2 spent. With the SWISS Miles & More World Mastercard® Gold, you receive 0.8 award miles for every CHF 2 spent.
2Except for fees, interest, back-charges, cash withdrawals, payments for bank transfers and currency exchanges (also into monetary surrogates such as cryptocurrencies, Traveler Cheques, topping up cashless
payment methods etc.) as well as payments to securities brokers, payments for services associated with the card (e.g. optional insurance) and any gaming or similar gambling transactions.
3You can find the exact terms and conditions governing the expiry of miles here.
4The exchange of miles does not apply to HON Circle status.
5You can find the exact terms and conditions about the installment facility here.